{"data":{"subject":{"kind":"build","id":"build-a-careful-v1","label":"Agent A · Careful","internal":true,"wallet":"0x3bfdeb284f8f4e39a6b9bff7deb1b44ed76e4547","buildId":"build-a-careful-v1","ktId":null},"score":{"kcs":651,"scale":{"min":300,"max":850},"band":"fair","bandLabel":"Fair","rawBeforeCaps":651,"thinFile":false,"decidedOutcomes":102,"asOf":"2026-10-17T19:38:18.217Z","modelVersion":"kcs-1.0.0","inputsHash":"0x30f143c5192f80eddcc3929b23543448760702d5a1b41db8db4bf776d7b90a2e","scoreHash":"0x17578827dcb2c68f7722e5d4e32d1efed23efaa6c883ee4f7c593a3f2e3a34e5"},"reasons":[{"code":"R06","factor":"BND","pointsLost":66,"message":"Small, young or missing bond: no AgentBond: earns 0.","improve":"Post a larger AgentBond and keep it posted: size and age both count."},{"code":"R04","factor":"SHD","pointsLost":30.8,"message":"Weak or missing adversarial-resistance evidence: no Shield certificate: resistance to adversarial inputs is untested, earns 0.3.","improve":"Obtain a Shield certificate (S2 or S3 earns most points)."},{"code":"R05","factor":"BTK","pointsLost":26.4,"message":"No or weak on-chain behaviour record: no on-chain Backtest report for a wallet of this agent: earns 0.4.","improve":"Bind a wallet with an on-chain history; the Backtest grades real transactions."},{"code":"R08","factor":"EXC","pointsLost":26.4,"message":"Little or poor Exchange and credit repayment history: fewer than 3 counted Exchange or credit outcomes (0 good, 0 bad): no repayment history yet, earns 0.4.","improve":"Settle Exchange jobs and repay credit draws with distinct buyers; defaults weigh 3x."}],"factors":[{"code":"OUT","name":"Verified outcome record","weight":0.35,"sub":0.8931,"points":171.9,"maxPoints":192.5,"source":"verdicts","detail":"4 failed of 102 verified outcomes; failure probability 3.4% (90% upper bound 8.2%); success lower bound 91.8% mapped 40%..98% -> 0..1","data":{"n":102,"failures":4,"p":0.0338,"pHi":0.082,"successLower":0.918}},{"code":"VOL","name":"Volume and recency of verified outcomes","weight":0.1,"sub":0.5862,"points":32.2,"maxPoints":55,"source":"verdicts","detail":"effective evidence 42.0 outcomes (200 = full volume credit) x recency 13.7 days since the last verified outcome -> 0.83","data":{"nEff":42.0031,"volume":0.7092,"daysSinceLast":13.7,"recency":0.8265}},{"code":"HON","name":"Honesty (over-claim)","weight":0.12,"sub":0.9123,"points":60.2,"maxPoints":66,"source":"honesty-index","detail":"over-claim 2.6% of 77 scored claims (30% or more earns 0)","data":{"overclaimRate":0.0263,"scored":77,"ahi":0}},{"code":"SHD","name":"Shield tier (adversarial resistance)","weight":0.08,"sub":0.3,"points":13.2,"maxPoints":44,"source":"none","detail":"no Shield certificate: resistance to adversarial inputs is untested, earns 0.3","data":{"tier":null}},{"code":"BTK","name":"On-chain behaviour (Backtest)","weight":0.08,"sub":0.4,"points":17.6,"maxPoints":44,"source":"none","detail":"no on-chain Backtest report for a wallet of this agent: earns 0.4","data":{"score":null}},{"code":"BND","name":"Bond size and age","weight":0.12,"sub":0,"points":0,"maxPoints":66,"source":"none","detail":"no AgentBond: earns 0","data":{"bonded":"0"}},{"code":"INC","name":"Incidents","weight":0.07,"sub":1,"points":38.5,"maxPoints":38.5,"source":"incident-registry","detail":"no counted incidents (drills and rejected reports excluded): full credit","data":{"counted":0,"worst":0,"penalty":0}},{"code":"EXC","name":"Exchange and credit repayment history","weight":0.08,"sub":0.4,"points":17.6,"maxPoints":44,"source":"none","detail":"fewer than 3 counted Exchange or credit outcomes (0 good, 0 bad): no repayment history yet, earns 0.4","data":{"good":0,"bad":0}}],"caps":[{"code":"CAP_THIN_FILE","cap":850,"binding":false,"reason":"verified outcomes: 102 (100 or more) limits the score to 850"}],"strengths":["Verified outcome record: 4 failed of 102 verified outcomes; failure probability 3.4% (90% upper bound 8.2%); success lower bound 91.8% mapped 40%..98% -> 0..1","Honesty (over-claim): over-claim 2.6% of 77 scored claims (30% or more earns 0)","Incidents: no counted incidents (drills and rejected reports excluded): full credit"],"estimate":{"n":102,"failures":4,"nEff":42.0031,"p":0.0338,"lo":0.0092,"hi":0.082,"lastAt":1791078155466,"job":{"types":["web3.transfer","web3.swap"],"n":38,"failures":0,"pWorst":0.0055,"hiWorst":0.0328,"worstTaskType":"web3.transfer"}},"line":{"eligible":false,"reasons":["bond 0 is below the minimum 10000000 (raw units)"],"terms":null,"leverage":1,"bondBasis":"0","bond":{"bonded":"0","locked":"0","pendingWithdrawal":"0","firstSeenAt":null,"firstSeenSource":"observed","observedAt":"2026-10-17T18:24:32.800Z"},"onchain":null,"contract":{"chainId":11155111,"address":"0x765DdF125B7193E33f5Cb9A97b7F6416555B1AD8","explorer":"https://sepolia.etherscan.io/address/0x765DdF125B7193E33f5Cb9A97b7F6416555B1AD8"},"note":"Terms are what the policy would publish now. The contract enforces the published line against the LIVE bond at every draw; bond figures here are as of the last sync."},"caveats":["Weights, caps and curves are design choices, not fitted values: the history to fit them does not exist yet (see the backtest in the methodology).","Outcome history comes from Karatum's own benchmark runs and, where present, Exchange settlements; it is not a long record of independent clients.","Testnet pilot: bond and credit are test tokens with no monetary value."],"method":"https://github.com/VentureFactory/karatum/blob/main/docs/methodology/credit-score.md"},"disclaimer":"Experimental testnet credit score. Not a financial product; test tokens only."}